KEYNOTE ADDRESS DELIVERED BY ALH. UMARU IBRAHIM, mni, FCIB, THE MANAGING DIRECTOR/CHIEF EXECUTIVE OF NDIC AT THE NDIC/GOMBE 2014 WORKSHOP FOR OPERATORS OF MICROFINANCE BANKS (MFBs) HELD ON 25TH AND 26TH NOVEMBER, 2014 AT GOMBE INTERNATIONAL HOTEL, GOMBE